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Bank with us

Bank with us

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10 great reasons to bank with us.

  1. Our bank puts members before profits. In fact any surplus made is returned to the members by way of lower interest on loans, higher savings and term deposit rates as well as personal service and convenient access, without the excessive fees and charges.
  2. As a member of the bank you become a part-owner and you get to use the bank for all your savings, loans and other financial products and services.
  3. We provide a complete range of financial services and products. These include Home Loans, Personal Loans, Savings & Investment accounts, Insurance, Credit Cards, and Access Accounts. Many of these products were developed with feedback from our members and as a result they provide exceptional value that you will not find elsewhere.
  4. We have one of the largest Direct Charge Fee FREE ATM networks in the country. By using either using a RediATM, NAB RediATM or Cashcard ATM, you will not pay the Direct Charge Fee to withdraw your money. That’s over 9,700 ATMs all across Australia!
  5. We have 26 branches across Australia and we’re opening even more.
  6. We care. We are committed to treating members like they own the place because they do! When times get tough, we understand that our members may need help. If you have a loan with our bank and for whatever reason you are faced with financial hardship we can help you and your family.
  7. Our bank proudly supports many local charities, bank events, social clubs and industry events. Last year, we donated over $250,000 to these worthy causes.
  8. Excellent service. We go the extra mile and carefully listen to your needs and will only offer products and services that we believe will assist you. In our 2014 member survey we scored an overall member satisfaction rating of 92% making us one of the highest ranked financial institutions in Australia.
  9. Our bank is 100% Australian owned and staffed.
  10. We are safe and secure. We are supervised by the Australian Prudential Regulation Authority (APRA) – the same Federal government authority that regulates all financial institutions.  
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Become a Member Today

Apply online

Applying online is quick, easy and secure. If at any time you would like to stop and save your application you can retrieve it at any time. Please note that you must be at least 18 years of age to apply online.
Are you eligible?
In order to apply online you will need to be an Australian Citizen or Permanent Resident.
What you'll need to complete your application
As a part of your application we need to perform an identity verification check. To enable us to do this you will need to have at least one of the following documents handy:

  • Current passport
  • Drivers Licence

Please click on Apply online.

Apply online

Apply in Person

Membership application forms can be completed when you call into the branch. You will need to bring along proof of your identity in order for us to open your account. Documents produced need to be originals.

Find branch

Membership Share

A member share is a redeemable preference share. This means that, when you resign your membership your share subscription price will be refunded. Your member share cannot be sold.

  • Individual or incorporated entity - $10.00

You can vote like any other member and have the right to contest for a Director's position if nominated by your colleagues. Once a member, you can remain a member for life, even if you change careers.


Family Membership

Membership is a Family Affair
At your Bank, blood is thicker than water. When it comes to membership we like to keep it in the family.
What you might not know is that when you become a member, your immediate family automatically become eligible to join.
Better yet, once a family member joins, this same eligibility tree extends from them. Once you join the Bank you have the option of being a member for life, even if you change employers your membership remains open until you choose to close it. Join and enjoy the benefits of membership.

Apply online

Junior Accounts

Encourage early savings habits in your children or grandchildren by opening a Junior Savings Account.

Apply online

1 Requests for Visa Debit Cards for children under 16 may be approved by management
2 Tax File number exemption only applies whilst child is under 16. (See ATO website for current details in relation to Tax File Numbers)